Ontario take-home pay calculator

Put in your salary to see what lands in your account in Ontario after income tax, CPP and EI, using 2026 rates.

Your take-home pay a year: $47,340

Out of $60,000 a year, you keep about 79%.

Federal income tax: $5,338
Ontario income tax: $2,982
CPP contributions: $3,362
EI premiums: $978

On your next $100 of pay, about $35.68 goes to tax, CPP and EI.

2026 rates. Counts salary only, with the basic credits everyone gets, the Ontario surtax and the Ontario Health Premium. Leaves out RRSP deductions, other income, low-income tax reductions and workplace deductions such as pension or benefits.

Worked examples in Ontario

A yearly salary from one job, worked out with the calculator above for 2026.

Salary	Federal tax	Ontario tax	CPP	EI	Take-home
$50,000	$3,985	$2,288	$2,767	$815	$40,145
$75,000	$8,259	$4,446	$4,246	$1,123	$56,926
$100,000	$13,302	$6,723	$4,646	$1,123	$74,206

Ontario 2026 income tax brackets

Taxable income	Rate
Up to $53,891	5.05%
Over $53,891 up to $107,785	9.15%
Over $107,785 up to $150,000	11.16%
Over $150,000 up to $220,000	12.16%
Over $220,000	13.16%

Basic personal amount: $12,989.
Ontario surtax: 20% of Ontario tax over $5,818, plus 36% of Ontario tax over $7,446.
Ontario Health Premium: from $20,000 of taxable income, up to $900 a year.

General information, not financial or tax advice. Check your own numbers in CRA My Account on canada.ca, or with a licensed adviser. Your pay stub may differ because of workplace deductions and how your employer spreads tax over the year.

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Where the numbers come from

Checked 8 November 2026.