Take-home pay calculator by province
Put in your salary and where you live to see what lands in your account after income tax, CPP and EI, using 2026 rates.
Your results
- Your take-home pay a year
- $47,340
Out of $60,000 a year, you keep about 79%.
- Federal income tax
- $5,338
- Ontario income tax
- $2,982
- CPP contributions
- $3,362
- EI premiums
- $978
On your next $100 of pay, about $35.68 goes to tax, CPP and EI.
2026 rates. Counts salary only, with the basic credits everyone gets, the Ontario surtax and the Ontario Health Premium. Leaves out RRSP deductions, other income, low-income tax reductions and workplace deductions such as pension or benefits.
General information, not financial or tax advice. Check your own numbers in CRA My Account on canada.ca, or with a licensed adviser. Your pay stub may differ because of workplace deductions and how your employer spreads tax over the year.
Watch and read
Where the numbers come from
- CRA: 2026 federal and provincial tax rates (opens in a new tab)
- CRA: T4127 payroll deductions formulas (basic personal amounts, Ontario surtax and Health Premium) (opens in a new tab)
- CRA: 2026 CPP rates and maximums (opens in a new tab)
- CRA: second additional CPP (CPP2) (opens in a new tab)
- CRA: 2026 EI premium rates (opens in a new tab)
- Manitoba Finance: personal income tax (opens in a new tab)
Checked 8 November 2026.
